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Step-by-Step Guide To Selling a House As-Is in Minnesota

Step-by-Step Guide To Selling a House As-Is in Minnesota

When life throws surprise after surprise at you, sometimes you have to adjust on the fly and make decisions that may not be easy but will be best for you and your family. 

If something happens in your life that causes you to have to or willingly sell your home in its current condition, you need to consult with the experts to ensure you get the highest possible price for your sale. 

Top 3 Reasons to Sell Your Minnesota Home for Cash

At Bill Buys Houses, we truly care about you and want to help you through whatever ordeal you are going through. 

Through our concise process for buying a house as-is, we will be there for you every step of the way and ensure you get the care and service you deserve.

1. Life Changes

Things happen all the time, such as losing your job, a loved one getting sick, and more. Even in divorce, there can be issues with a house under both parties’ names. 

If something like this happens to you or someone in your family, you may be forced to make the difficult decision to sell your house or other property immediately. 

This is a difficult choice to make, but with the help of a licensed, caring team of real estate professionals, you can make the process easier for everyone. 

2. Unable to Fix Up Your Home

Typically, when you think of selling your home, you think of fixing it up to get the highest possible selling price. However, you may not have the means or time to make these major repairs, and you simply need to get as much money as possible for your house so you can use it for what you need. 

You may even have a condemned home, which can be even more difficult to sell. 

Oftentimes, many companies claim to want to help you through this process, but they give you a lowball offer and charge you extra fees. That’s where we are different!

Bill Buys Houses will work with you to give you the best cash deal possible! 

3. Inherited Home

If you inherited a home in the Twin Cities, you might not know what to do with it. When you inherit a house through someone’s will, you have to go through the probate process, which is daunting and frustrating at times. 

Once that process is complete, you can consider selling the home for cash. Still, managing two houses, including paying two mortgages in some cases, can be difficult. 

Bill Buys Houses will make you a cash offer on your inherited home! It’s a much easier solution and process than selling through a real estate agent, which comes with fees, time, and negotiation. 

Our Process: Selling a House As-Is

When you think of selling your house as-is, you may think of clearing out your possessions, making a few repairs, and leaving it at that. However, we have changed the industry, so you don’t have to worry about any of these things if you don’t want to. 

If you don’t have the time or resources to move unneeded or unwanted possessions out of your house, we will handle it. The same applies to making repairs! 

Our process for selling a house as-is is the following.. 

Schedule a Meeting & Walkthrough

The first thing we will do when you come to us for an offer is schedule a meeting and a walkthrough of your property. 

We’re not just here to make a dollar; we’re here to understand what you’re going through and help you find the best solution. If we visit your property and believe you can get more money for your sale through another service, we will let you know and help you set it up. We want what’s best for you!

During our walkthrough, we will assess every aspect of your property while we get to know you, so we can provide you with an accurate quote. 

Give You a Quote 

Within two days of walking through your house or property, we will have a fair, competitive quote made for you to evaluate. This quote is based on the current state of your home and property, as well as any necessary repairs that will have to be made, and more. 

We guarantee this quote within a couple of days, and you will often receive it within 24 hours

Finish the Transaction 

Once you have accepted our quote, we will contact our investors to have the funds ready for you as soon as the paperwork is complete. If you are selling your home as-is, you are free of any responsibility for the property as soon as you sign the paperwork

If you want to leave all of your possessions in the house and just vacate, that’s fine. If you want all of your possessions and need a little time to get them out, that’s fine, too. 

No matter what you need, we will support you, and you can sell your house in its current condition with no questions asked!

From the walkthrough to the transaction, it typically takes one week or less to have your cash in hand and move forward. 

What Are The Benefits Of Selling Your House As-Is?

There are several benefits to selling your house in its current condition. These benefits are especially useful if you need the money for your home immediately. 

Some of the various benefits include...

Cash Fast

With our process, you can have cash in your hand for your home in about one week. This is especially useful if you need money fast for various reasons. 

No Need to Make Repairs

The primary benefit of selling your house as-is is that you don’t need to make costly repairs in order to make your home’s value rise. This can end up costing you a great deal of money, which is counterproductive if you are trying to save your money for something necessary. 

Shorter Process

Listing your home, keeping it maintained for showings, and waiting for the closing process to complete takes a lot of time. You’ll also need an agent, in most cases, unless you want to try and sell your home without one

Selling a home for cash is a great way to skip all that effort and unload a home, particularly if it's ugly, and move on with your life.  

Avoid Potential Foreclosure

If you’re at risk of foreclosure and don’t want to take the hit, you can consider selling your home for cash. This can help you avoid foreclosure and leave with a chunk of change in your pocket to start over fresh. 

Your credit score won’t be affected, and you can avoid eviction or other unpleasant circumstances. 

Better Options When Purchasing a New House

Selling a home for cash puts you in a better position to purchase a new home. If you have enough cash to put down a large down payment, you won’t have to wrangle with an FHA loan, paying points on your mortgage, and your new mortgage payment will be lower. 

You’ll be in a much better position moving forward! 

Why Selling As-Is Works So Well in Minnesota 

Minnesota’s climate and housing stock make as-is selling extremely common, and often extremely practical. Older homes, weather-damaged properties, and houses that have endured harsh winters can require tens of thousands in repairs. 

Instead of sinking money into renovations, many Minnesota homeowners choose a fast, cash-based as-is sale to avoid the stress, unpredictability, and long timelines of traditional listing. 

Bill Buys Houses specializes in purchasing Minnesota homes in any condition, including ice-dam damage, foundation issues, unfinished remodels, outdated interiors, hoarder situations, fire damage, and more. 

If Minnesota’s weather or age has taken a toll on your home, we’ll still buy it for as much of fair a price as possible!

What “As-Is” Really Means When You Sell to Bill Buys Houses 

Make no mistake, when we say as-is, we truly mean it! 

That means you don’t need to: 

  • Clean the house 

  • Remove junk 

  • Make any repairs 

  • Update appliances 

  • Handle inspections 

  • Stage or photograph the home 

We take the home exactly as it sits, even if it’s full of belongings or needs substantial work. No judgment. No hassle. No hidden fees. 

Just a simple, dignified selling experience that respects your time and situation!

How We Protect Sellers From Common Mistakes 

Many Minnesota homeowners unknowingly fall into traps when trying to sell a problem property. 

Bill Buys Houses eliminates those risks by providing: 

  • Transparent Pricing: No surprise fees, commissions, or renegotiations.

  • Zero Obligations: If you don’t like the offer, you’re free to walk away.

  • No Pressure: You choose the closing timeline that works best for you.

  • Local Expertise: Our team understands Twin Cities property values, aging neighborhoods, winter damage, probate timelines, and distressed property markets.

  • Ethical Guidance: If listing the home will make you more money, we tell you, even if it means we don’t get the deal.

Ideal Situations for As-Is Home Cash Sales 

We all know that sometimes life just steers us in directions we weren’t anticipating driving toward, especially when it comes to owning a home. 

Selling a home as-is is ideal when you’re facing: 

  • Inherited properties you don’t want to manage 

  • Homes damaged by storms, water, mold, or fire 

  • Rental properties with tenant issues 

  • Homes with code violations 

  • Properties needing major repairs or updates 

  • Time-sensitive moves or relocations 

  • Stressful life situations like divorce or medical emergencies 

In all of these cases, a fast cash sale can save you money, reduce emotional strain, and give you a clean financial reset.

Why Working With a Local Minnesota Homebuyer Matters 

Bill Buys Houses is locally owned and operated, meaning we’re not a national franchise or out-of-state investor. 

Here’s what else being a local Minnesota homebuyer means: 

  • We know Minnesota neighborhoods intimately. 

  • We understand local permitting, probate, and foreclosure systems.

  • We know all the proper documents and paperwork you need.  

  • We can close faster because our team is here, not remote. 

  • Our offers reflect real local market expertise, not generic algorithms. 

Minnesotans deserve a trustworthy, face-to-face buyer who cares about people, not just profit. And for decades, that’s been exactly what we offer to our fellow Minnesotans!

Contact Bill Buys Houses Today!

If you are in Minnesota and looking for a team of licensed real estate agents to help you sell your home as-is for cash, contact Bill Buys Houses today. 

Not only will you find the services you need, but you will also have fun selling your house, and you will rest assured that you have a caring, compassionate team on your side to help you get what you need! 

To learn more about our services or to request a quote, give us a call at 651-270-9191 or message us on our contact page today.